The Operation Thumbs-Up Program can
reduce losses resulting from forged, counterfeit, non-sufficient
and "account closed" checks while increasing the likelihood of
restitution. This program is also a simple and inexpensive way to
deter criminals from victimizing businesses in Tarrant County. This
office is working hard to protect our local business and this
program is one step closer to helping each business minimize
loss.
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This program is an effective tool for local businesses in
reducing economic crimes. Operation Thumbs-Up was developed by the
Arlington Police Department in 2001. A similar program, the
Thumbprint Signature Program was created by the Texas Bankers
Association to provide a simple, effective and inexpensive method
for preventing and deterring check fraud. The deterrent
aspect of the program is its strongest advantage.
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According to the American Bankers Association, attempted
check fraud surpassed $4.3 billion nationally in 2001, doubling for
the second time in four years. The most common type of check fraud
that year was forgery, with about one-third of fraud cases and
losses attributed to forged signatures and endorsements. Many of
Texas businesses and banks already require a print from customers
as part of their individual business practices, this results in a
50 to 90 percent reduction in forgeries.
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Arlington statistics show a steady three-year increase in
forged check cases. From 1999 to July 2002, Arlington detectives
worked 8,463 forged check cases that resulted in a $1.7 million
loss to Arlington merchants. The FBI estimates total losses for
commercial banks and other institutions nationally to be $12
billion to $15 billion annually. Arlington Police now require
the Thumbprint to be on the check in order to file a forgery case.
Forgery cases are not accepted without the print.
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How does it work? The program works as a
natural deterrent. Persons wanting to cash or write a check are
asked to place an impression of their thumbprint on the face of the
check. A small "inkless" touch pad facilitates the process.
Although the touch pad looks and operates just like a traditional
inkpad, it leaves no stain or residue on users or
clothing. The procedure is quick, simple and clean.
These signatures are used by law enforcement officials only in
cases where fraud is suspected.
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Criminals seeking to commit check
fraud are unlikely to put their thumbprints on bogus checks. Those
who are foolish enough to cooperate leave a positive ID that can be
turned over to Law Enforcement. If a person passes a check for the
payment of money when the funds are not sufficient you may file on
that person here in Precinct 7 (HOT CHECK INFO) . It is our goal to
minimize loss to our local businesses. We will try all available
means to collect the amount due.
